Terms and Conditions

Effective Date: January 1, 2025

Last Updated: January 1, 2025

1. Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and AI Learning Hub ("Company," "we," "us," or "our"), a Georgia-based educational organization with registration number 08223767. These Terms govern your access to and use of our website located at www.example.com and all related educational services, content, and features.

By creating an account, enrolling in courses, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Refund Policy, which are incorporated herein by reference.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age, or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using our services under applicable laws
• Provide accurate and complete registration information
• Maintain the security of your account credentials

If you are using our services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

3. Account Registration and Security

3.1 Account Creation

To access certain features of our services, you must create an account by providing accurate, current, and complete information, including:

• Full legal name
• Valid email address
• Phone number
• Password meeting our security requirements

3.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access or security breach
• Ensuring your account information remains accurate and up-to-date

3.3 Account Termination

We reserve the right to suspend or terminate your account at our discretion if you violate these Terms or engage in fraudulent, abusive, or illegal activities.

4. Educational Services

4.1 Course Offerings

AI Learning Hub provides educational courses in artificial intelligence, machine learning, data science, and related technologies. Our services include:

• Online video lectures and instructional content
• Downloadable course materials and resources
• Assignments, projects, and assessments
• Discussion forums and community features
• Certificate programs upon successful completion
• Career guidance and support services

4.2 Course Access

Upon enrollment and payment:

• You receive a non-exclusive, non-transferable license to access course content
• Access is granted for the duration specified in the course description
• You may not share your account credentials or course access with others
• We reserve the right to modify course content to improve quality and relevance

4.3 Course Completion and Certificates

Certificates of completion are awarded to students who:

• Complete all required coursework and assessments
• Meet minimum performance standards
• Comply with academic integrity policies
• Have paid all applicable fees

Certificates are digital documents and do not constitute accredited academic degrees unless explicitly stated.

5. Payment Terms

5.1 Pricing and Fees

Course prices are displayed in US Dollars (USD) and are subject to change without notice. All fees are exclusive of applicable taxes, which will be added at checkout. Payment is required in full before accessing course content unless otherwise specified.

5.2 Payment Methods

We accept payment through secure third-party payment processors. By providing payment information, you authorize us to charge your payment method for all applicable fees.

5.3 Billing

For subscription-based courses:

• Billing occurs on a recurring basis as specified during enrollment
• You are responsible for maintaining valid payment information
• Failed payments may result in suspension of access
• You may cancel subscriptions according to our Refund Policy

5.4 Refunds

Refund requests are governed by our separate Refund Policy. Please review that policy carefully before enrolling in any course.

6. Intellectual Property Rights

6.1 Our Content

All content provided through our services, including but not limited to:

• Video lectures and audio recordings
• Written materials, slides, and documents
• Software code and algorithms
• Graphics, logos, and visual designs
• Trademarks and service marks

is owned by AI Learning Hub or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit our content except as expressly permitted by these Terms.

6.2 Limited License

We grant you a limited, personal, non-exclusive, non-transferable license to access and use our content solely for your personal educational purposes. This license does not include the right to:

• Download or copy course materials except where explicitly permitted
• Share, sell, or redistribute course content
• Use content for commercial purposes
• Remove copyright notices or watermarks

6.3 User-Generated Content

By submitting content to our platform (including forum posts, project submissions, and feedback), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display that content for purposes of providing and improving our services.

7. User Conduct and Prohibited Activities

You agree not to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights of others
• Share account credentials or facilitate unauthorized access
• Attempt to hack, reverse engineer, or compromise our systems
• Upload viruses, malware, or malicious code
• Engage in fraudulent activities or misrepresentation
• Harass, abuse, or threaten other users or instructors
• Post offensive, defamatory, or inappropriate content
• Scrape, data mine, or use automated tools to access our content
• Interfere with other users' access to services
• Use services for any illegal or unauthorized purpose
• Impersonate any person or entity

Violation of these prohibitions may result in immediate termination of your account and legal action.

8. Academic Integrity

We expect all students to maintain high standards of academic integrity. Prohibited conduct includes:

• Plagiarism or submitting others' work as your own
• Cheating on assessments or examinations
• Unauthorized collaboration on individual assignments
• Purchasing or selling course assignments or projects
• Falsifying data or results

Violations may result in failing grades, certificate revocation, or account termination.

9. Disclaimers and Warranties

9.1 Service Provided "As Is"

OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties regarding accuracy, reliability, or completeness of content
• Warranties of uninterrupted or error-free service
• Warranties that defects will be corrected

9.2 Educational Outcomes

While we strive to provide high-quality educational content, we do not guarantee:

• Specific learning outcomes or skill acquisition
• Employment or career advancement
• Passing of third-party certification examinations
• Accreditation or recognition by educational institutions

9.3 Third-Party Content

Our services may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of third parties.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AI LEARNING HUB SHALL NOT BE LIABLE FOR:

• Indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Personal injury or property damage resulting from service use
• Unauthorized access to or alteration of your data
• Statements or conduct of third parties on our platform

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

11. Indemnification

You agree to indemnify, defend, and hold harmless AI Learning Hub, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of our services
• Your violation of these Terms
• Your violation of any rights of third parties
• Your violation of applicable laws or regulations

12. Modifications to Services and Terms

12.1 Service Modifications

We reserve the right to:

• Modify, suspend, or discontinue any aspect of our services
• Change course content, structure, or instructors
• Update pricing for future enrollments
• Impose usage limits or restrictions

12.2 Terms Modifications

We may modify these Terms at any time by posting updated Terms on our website with a new "Effective Date." Your continued use of our services after modifications constitutes acceptance of the revised Terms. Material changes will be communicated via email or prominent notice on our website.

13. Termination

13.1 Termination by You

You may terminate your account at any time by contacting us at [email protected]. Upon termination, you will lose access to all course content and any unused fees are subject to our Refund Policy.

13.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Request by law enforcement or government agencies
• Extended periods of inactivity

13.3 Effect of Termination

Upon termination:

• Your right to access our services ceases immediately
• All licenses granted to you are revoked
• Provisions regarding intellectual property, disclaimers, and limitations of liability survive termination

14. Dispute Resolution

14.1 Governing Law

These Terms are governed by the laws of the State of Georgia, United States, without regard to conflict of law principles.

14.2 Arbitration Agreement

Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the American Arbitration Association rules, except that:

• Either party may seek injunctive relief in court for intellectual property matters
• Small claims court jurisdiction is preserved for qualifying claims
• You waive the right to participate in class action lawsuits

14.3 Venue

Any legal action not subject to arbitration shall be brought exclusively in state or federal courts located in Georgia.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and AI Learning Hub regarding use of our services.

15.2 Severability

If any provision of these Terms is found to be unenforceable, that provision shall be modified to reflect the parties' intention, and the remaining provisions shall remain in full force.

15.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

15.4 Assignment

You may not assign or transfer these Terms or your account without our written consent. We may assign these Terms without restriction.

15.5 No Agency

Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and AI Learning Hub.

15.6 Force Majeure

We shall not be liable for failure to perform obligations due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, or technical failures.

16. Contact Information